Top Gold IRA Companies & Custodian Reviews (2019) | Gold IRA Guide
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Reviewing 2019’s Top Gold IRA Companies & Bullion Dealers

Gold IRA Guide / Reviewing 2019’s Top Gold IRA Companies & Bullion Dealers

disclosureimageIf you have decided to invest in a Precious Metals IRA in 2019 (or rollover a previous retirement vehicle such as a 401k or 403b to a Gold IRA), your next step is to decide which Precious Metals IRA company to work with. This is not a decision to take lightly, as some companies have a better track record than others. Some have even been accused of fraud! Also, it is important to know that some companies handle the entire process (including dealing with your IRA custodian and providing storage) while others simply sell the metals. Here is a comparison chart that will help you make an enlightened decision. We have extracted the most recent ratings of each company on authority review boards such as the BBB, BCA, TrustLink and others. Click on the “View Full Review” button next to each company to see a more detailed review. Don't forget to print out this page for future reference!

Note: we strongly recommend that you call a few different companies before making an investment decision.

 
Our Rating
Fraud / Lawsuits
NIL
NIL
NIL
Total Annual Fees
$250 per year
flat-rate
1st year free
$250 per year
flat-rate
$250 per year
flat-rate
Full Review


Benefits of Having a 5-20% Gold & Silver Allocation in your IRA

An example of the famous Tony Robbins “All Seasons portfolio” which has an estimated 8% gold allocation.

The primary reasons you want to own physical gold (not paper gold) as part of an IRA are:

  • Hedge against the declining dollar and money printing policies. Again, history has shown that any decline in the value of the dollar correlates with a rise in the price of gold. While all other assets tend to follow the health of the dollar, gold gives your portfolio additional protection in case the dollar goes south.
  • Safe haven in times of geopolitical, economical and financial turmoil. Gold is often called the “crisis commodity”, because people worldwide flee to its relative safety when world tensions rise. While governments and central banks respond to crises by printing more money, gold cannot be produced and the limited supplies make it a hot commodity during those times.
  • Hedge against inflation AND deflation. History has shown that gold not only responds positively during inflationary times but holds up against deflation as well.
  • Supply and demand fundamentals. Gold is not just a beautiful shiny metal, it has real life commercial uses in various industries such as electronics, architecture, high-technology, medicine and more.  There are a limited amount of gold mines, and less mines are being discovered each year.
  • Store of value. As mentioned initially, you don’t necessarily get rich by owning gold. That is not the point of investing in physical metals. However, unlike stocks and bonds, the value of gold can never be zero.
  • Portfolio Diversification and Protection. As pointed out previously, gold has had a negative correlation to stocks, bonds and the dollar. Is your portfolio stock-heavy? All successful investors will tell you that when it comes to investing: you don't want to put all your eggs in the same basket.

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4 Things to Look For When Choosing a Gold IRA Company

This comparison chart is meant to help you compare the ratings & reviews of the most popular Precious Metal IRA dealers. When choosing a company, we recommend looking at these four elements:

#1 Ratings, Ratings & Ratings!

bcabbbtrustlinkThe more positive reviews a company has from its existing client base, the better. Additionally, ratings from authority bureaus like the BBB (Better Business Bureau), BCA (Business Consumer Alliance) and Trustlink are paramount. Feedback from previous clients on websites like YP, Complaint Board and Yelp are also great indicators of the company's professionalism and service quality.

#2 IRA Fee Structure

Always choose a company with flat annual fees, as opposed to companies who have a scaled fee model that grows with the account size. This is especially true for medium and large investors (c.f. $50,000+) and those planning to grow their account size over time. Some of the companies we reviewed can charge thousands of dollars per year for large accounts!

#3 Efficiency & Delivery Time

Some clients reported that they waited up to 60 days for their accounts to be set up and their precious metals to be delivered. This is simply unacceptable in today's uncertain economic landscape.

#4 Pushy Salesmen or Unfriendly Customer Support

Some agents will try to push you to invest in collectibles and numismatic coins simply because these will yield much high profits for them. This is a major red flag and we strongly recommend that you stay away from companies with such practices. Collectibles are NOT recommended for investors, and they are not approved by the IRS for IRAs. When you contact a Precious Metal IRA company, ask them as many questions as you can to see how knowledgeable and helpful they are. If you feel rushed or pushed into collectibles, move on to the next one.

# 5 Other Alternative Investment Options Available?

Your new Gold IRA can accommodate additional alternative investments in the future since it is a self-directed IRA. Is the company you are working with able to offer additional alternative investment options such as cryptocurrencies or other potentially interesting investments that you could include in your portfolio? That is a question you should ask.

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Why We Recommend Regal Assets for Gold IRA Rollovers & Bullion Purchases in 2019

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As you can see from the comparison table above, Regal Assets stands out as being the only company with an A+ rating from the Better Business Bureau, an AAA rating from the Business Consumer Alliance and 500+ five star ratings from TrustLink. Regal Assets has also been recently ranked at the #20 position by the renowned Inc. 500. This speaks volumes about its professionalism, expertise and overall customer satisfaction. If you would like to learn more about Regal Assets, give them a call at 1-877-205-1104 or:

We would like to remind you that we are a 100% independent site and that none of us work for any of the companies reviewed on this page. We recommend that you always do your due diligence when choosing a company to work with. Call a few, and request their free kits to get a better idea of their offering.

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