GoldenCrest Metals Review: Is It Right for Your Retirement?

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Last Updated on: 24th July 2025, 01:10 am

We spoke with the team over at GoldenCrest Metals in order to provide you with an unbiased review. This company was founded in 2023 by Rich Jacoby, an industry veteran. GoldenCrest Metals wants to be the top gold IRA destination when it comes to transparency, customer-first approach, and clear pricing. We hope this review will help you learn more about them and determine if this company is right for you..

Quick Summary

Company Overview

Rather than relying on celebrity endorsements or aggressive sales tactics, like many others in the industry have done, GoldenCrest wants to let its reputation, and its results, do the talking. With a strong buyback program, up to five years of zero fees, and a commitment to only offering widely recognized and investment-grade bullion bars and coins, GoldenCrest Metals is quickly becoming a trusted name among those serious about protecting their wealth.

GoldenCrest Metals is a California-based precious metals firm founded in 2023 by a team of seasoned professionals with more than two decades of combined experience in the gold and silver IRA industry. Headquartered in Calabasas, California, the company was built on a simple idea: retirement savers deserve honesty, transparency, and real value, without the hype.

Based on what their team told us during our interview, GoldenCrest doesn’t push high-commission ‘exclusive’ coins or use fear-based sales tactics. Instead, they focus solely on IRA-approved gold bullion and direct-to-consumer metals at competitive pricing. Whether you're looking to roll over a 401(k) into gold or want to add physical silver to your retirement account, their team walks you through the process with patience and clarity.

Here’s what GoldenCrest offers:

• Gold & Silver IRAs
  Set up a self-directed IRA to hold IRS-approved bullion with tax advantages
  
• Direct Bullion Purchases
  Buy physical gold and silver for home delivery or secure storage
  
• 401(k) & IRA Rollovers
  Convert your existing 401k into a precious metals-backed IRA
  
• Buyback Program
  When you’re ready to sell, GoldenCrest offers a straightforward repurchase option at fair market rates. Note: we encourage you to ask for details in writing about this buyback policy to avoid any bad surprised when comes time to sell or liquidate.

Setup Process (Step-by-Step)

GoldenCrest Metals aims to make setting up a Gold or Silver IRA as simple and stress-free as possible. When you're ready to move forward, their U.S.-based support team should be able to walk you through every step, whether you’re rolling over an existing retirement account or starting fresh with a new IRA. Based on our research, here’s how the process works:

1. Free Consultation (or Free Guide)

Get started by requesting a free precious metals IRA guide. A dedicated specialist will answer your questions and walk you through your options, without high-pressure sales.

2. Open Your Self-Directed IRA

GoldenCrest works with Entrust Group, a trusted custodian specializing in self-directed IRAs. They’ll help you open your account securely and in compliance with IRS rules.

3. Fund Your Account

Transfer funds from an existing 401(k), TSP, or IRA via a tax-free rollover. GoldenCrest will coordinate directly with your custodian to streamline the process.

4. Choose Your Metals

Select from a curated list of IRA-approved gold and silver coins or bars. No collectibles, numismatics, or overpriced premium coins… just trusted bullion.

5. Secure Vault Storage

Your metals are shipped to Delaware Depository, where they’re stored in a segregated, fully insured vault in your name.

6. Ongoing Support

GoldenCrest prides itself for offering ongoing assistance, account monitoring, and a no-hassle buyback option whenever you’re ready to sell.

Average Setup Time:
Most IRAs can be opened, funded, and allocated within 5–10 business days, depending on how quickly your current custodian processes the transfer.

Fees & Pricing

One of GoldenCrest Metals’ biggest strengths is its transparent, no-surprises fee structure. While some Gold IRA providers don’t clearly show their markup, or tack on hidden fees, GoldenCrest keeps it simple: flat fees, competitive rates, and up to five years of zero annual costs for qualifying accounts.

Here’s a breakdown of their standard pricing:

Estimated Total Annual Cost:
For most accounts under $100,000, the total yearly cost (if not waived) is under $250; a very competitive rate in the industry.

Whether you're opening a new account or rolling over an existing retirement plan, GoldenCrest offers one of the most straightforward and affordable pricing models available today.

Storage & Security

When it comes to safeguarding your precious metals, GoldenCrest Metals doesn’t cut corners. All IRA assets are stored at the highly secure Delaware Depository, one of the most trusted names in the storage industry and a COMEX-approved facility.

Here’s what you can expect:

Delaware Depository

• Facilities located in Wilmington, Delaware and Boulder City, Nevada
  
• 100% IRS-approved for IRA metals
  
• Highly secure facility with advanced surveillance and physical security
  
• Meets standards set by CME, COMEX, and ICE
  

Segregated Storage

• Your metals are stored separately, not pooled with other customers’ holdings
  
• You retain full legal ownership of your specific coins and bars
  
• What you deposit is exactly what you receive when you liquidate or take distribution
  

Fully Insured Protection

• Covered by a comprehensive insurance policy through Lloyd’s of London
  
• Protection includes theft, loss, and damage
  

Privacy and Compliance

• GoldenCrest values customer confidentiality and operates with strict privacy standards
  
• All IRA metals are handled in compliance with IRS and custodian regulations
  

Whether you’re storing a small starter account or a large retirement rollover, you’ll receive the same level of top-tier security and protection.

Customer Feedback

Although GoldenCrest Metals is a relatively new player in the precious metals IRA space, early customer reviews suggest they’re off to a strong start. Buyers consistently highlight the company’s honesty, ease of communication, and no-pressure approach… especially compared to firms that rely heavily on upselling or scare tactics.

Here are a few consistent themes from online reviews and testimonials:

Common Praise:

• “No pressure, just information” – Many customers say they felt comfortable asking questions without being pushed into a sale.
  
• “Everything was explained clearly” – GoldenCrest’s team is often praised for walking customers through the rollover process step by step.
  
• “Low fees and fast service” – Reviews frequently mention how competitive the pricing is, especially with the waived fees for qualified accounts.
  

Third-Party Ratings:

While the company may not yet have thousands of reviews like some older firms (e.g.: Noble Gold, Birch Gold or Augusta Precious Metals), the early feedback seems overwhelmingly positive, a strong indicator of how a firm treats its customers.

GoldenCrest vs. Competitors

With so many Gold IRA companies on the market, it can be hard to tell them apart… especially when many sound similar on the surface. But when you dig into the details, GoldenCrest Metals stands out for its fee transparency, educational approach, and competitive entry point.

Here’s how it compares to other leading providers:

Why GoldenCrest May Be a Good Choice:

• Low Minimums for IRAs: Some competitors have account minimums as high as $50,000. With GoldenCrest, one can get started with a purchase as low as $10,000.
• Bullion over Premium Coins: They seem to have a preference for bullion coins, which carry lower premiums over spot, and will give you “the most metal” for your buck, so to speak. This is a plus in our book.
• Fee Clarity: No bait-and-switch pricing or hidden premiums. Costs are clearly explained to the customer
• Focused Inventory: Only offers widely valued and recognized bullion products. No overpriced ‘exclusive’ coins.
• Generous Perks: Up to 5 years of free storage and custodian fees and 10% silver rebate for new customers
  

For retirement savers looking to keep things simple, affordable, and honest, GoldenCrest is a compelling option. This is especially true when compared to many other firms that lean heavily on high-pressure tactics or inflated collectibles (premium coins).

Pros & Cons

Like any Gold IRA provider, GoldenCrest Metals has its strengths, and its weaknesses. Here’s a quick look at the major pros and cons based on our research and early customer feedback:

Pros

• Competitive & Transparent Pricing
  No hidden fees, markups, or surprise charges. Competitive pricing on metals, and all costs are disclosed upfront.
  
• Low Minimum Investment
  IRA accounts can be opened with as little as $10,000, lower than many competitors who will request you to put up $25,000 or more.
  
• Up to 5 Years of Free Fees
  Storage and custodian fees waived for qualifying accounts.
  
• Up to 10% Back in Free Silver
  Purchases up to $250,000 may qualify for 10% free silver rebate. Make sure to ask your gold specialist about this and other incentives for new customers
  
• Buyback Program
  When you're ready to sell, GoldenCrest offers a simple, no-pressure repurchase policy at current market rates.
  
• Customer-First Approach
  No aggressive sales pitches or bait-and-switch tactics. Educational, helpful guidance instead.
  
• Focus on Widely Valued Products
  Only IRA-approved gold and silver that are recognized and valued by gold buyers world-wide. No private label or overpriced ‘premium’ coins that lack a secondary market.
  
• Secure Storage with Delaware Depository
  COMEX-approved, fully insured, and segregated storage included.
  

Cons

• Newer Company
  Founded in 2023, so it doesn’t yet have the long track record of legacy firms.
  
• No Live Pricing on their Website
  While this is standard with most Gold IRA companies, buyers must speak with a rep to get current rates, which may slow down quick comparisons. 

GoldenCrest Coins & Bars

GoldenCrest Metals offers a streamlined selection of IRA-approved gold and silver bullion, focusing exclusively on products that meet IRS purity standards and are eligible for tax-advantaged retirement accounts. With GoldenCrest Metals, you’ll find a wide selection of recognized bullion from trusted global mints.

Gold Coins Available for IRAs

• American Gold Eagle
  
• Canadian Gold Maple Leaf
  
• Austrian Gold Philharmonic
  
• Australian Gold Kangaroo
  

These coins are struck from 99.99% pure gold (except the American Gold Eagle, which is 91.67%) and are widely recognized across the globe. Each meets IRS eligibility requirements and comes directly from the mint or a certified wholesaler.

Gold Bars Available

• Credit Suisse Gold Bar
  
• Perth Mint 1 oz Gold Bar
  
• Valcambi Gold Bar
  
• Johnson Matthey Gold Bar
  

All bars are 99.99% pure and eligible for inclusion in a self-directed gold IRA. Each is sealed, serialized, and shipped directly to your vault with full chain-of-custody tracking.

Silver Coins Available for IRAs

• American Silver Eagle
  
• Canadian Silver Maple Leaf
  
• Australian Silver Kangaroo
  
• Austrian Silver Philharmonic
  

These 1 oz coins are struck from .999 or .9999 fine silver and are among the most popular choices for IRA diversification.

Silver Bars Available

• Highland Mint 5 oz and 10 oz Bars
  
• Royal Canadian Mint Silver Bars
  
• Sunshine Minting Silver Bars
  

As with gold, all silver products offered are IRA-approved and stored securely in your name at the Delaware Depository.

Premium Coins vs. Standard Bullion: What You Need to Know

One of the most common pitfalls in the precious metals IRA space is confusion between standard bullion and premium-priced coins. While opinions will vary online regarding which is best, it is our opinion that IRA accounts should focus exclusively on bullion coins and bars—not collectibles, ‘semi-numismatics,’ or “proof” coins that often carry inflated markups. This is not just something you'll face with GoldenCrest Metals but with every other gold IRA company out there.

Here’s a breakdown to help you understand the key differences:

Why We Prefer Bullion

• No Markup Games: You get pure gold and silver priced as close to spot as possible
  
• Higher Metal-to-Dollar Ratio: More precious metal for your money
  
• Easier to Resell: Bullion is recognized and tradable worldwide
  
• Better for Long-Term Value: You’re buying metal, not marketing hype
  

By cutting out proof coins and collectibles, customers avoid overpriced products that may never retain their value—especially in retirement accounts, where long-term security is the goal.

Custodian & Vault Partners

A self-directed Gold or Silver IRA requires a trusted custodian and secure storage facility. GoldenCrest Metals partners with two of the most respected names in the industry to ensure your retirement savings are handled with professionalism and integrity.

IRA Custodian: Entrust Group

GoldenCrest works with Entrust Group, a well-established provider specializing in self-directed IRAs for alternative assets like precious metals.

• Over 40 years of experience
  
• Regulatory compliance with IRS rules
  
• Online account access and reporting
  
• Flat annual fee of $199 (waived up to 5 years for eligible accounts)
  

Entrust acts as the legal custodian of your IRA, handling the paperwork, transfers, and IRS reporting so your account remains compliant and tax-advantaged.

Vault Storage: Delaware Depository

All IRA metals are securely stored at Delaware Depository, a trusted COMEX-approved facility located in Wilmington, DE.

• Segregated storage—your metals are stored under your name, not pooled with others
  
• Fully insured by Lloyd’s of London against theft, damage, or loss
  
• Secure and compliant with federal and IRS guidelines
  

Together, Entrust and Delaware Depository provide a rock-solid foundation for your precious metals IRA—backed by decades of experience, full transparency, and airtight security protocols.

Is GoldenCrest Right for You?

You should do your due diligence and decide this for yourself, after reading this review carefully. Overall, although we think that GoldenCrest Metals is a newer name in the precious metals IRA space, it’s already proving to be a strong contender, especially for those who value honesty, simplicity, and cost transparency.

So who is GoldenCrest best suited for?

Ideal For:

• First-Time Gold IRA Buyers
  If you're just getting started, GoldenCrest makes the process easy with educational support and no-pressure reps.
  
• Retirement Savers on a Budget
  With a low $10,000 minimum, silver rebate, and up to 5 years of zero fees, GoldenCrest is accessible to a wide range of customers.
  
• Conservative Savers Seeking Stability
  Their low premium on gold and silver bullion makes them a solid choice for long-term wealth preservation.
  
• Anyone Fed Up with High-Pressure Sales
  GoldenCrest earns high marks for professionalism and customer service without the pushy tactics seen at other firms.
  
• Buyers Who Want Transparency
  From fees to storage to product selection, GoldenCrest is clear about what you're getting—and what you're not.
  

What’s Missing?

If you're looking for a huge selection of “premium or exclusive” coins, collectibles and numismatics, GoldenCrest may NOT be the best fit. But for most retirement-focused buyers, the straightforward offerings are a feature, not a bug.

Bottom Line:
GoldenCrest Metals is a breath of fresh air in an industry that often thrives on confusion and aggressive selling. Their educational approach, competitive pricing, and early customer satisfaction make them well worth a call—especially if you’re comparing providers before committing.

As always, we recommend contacting 2–3 gold IRA companies before making a decision. But GoldenCrest is absolutely a name to have on your shortlist.

Still not sure? Request GoldenCrest’s FREE IRA guide and get answers to your questions — no obligations, no pressure. Click here to get the guide.

Contact GoldenCrest Metals

Thinking about opening a Gold or Silver IRA? Want to see how GoldenCrest compares to your current provider?

You can request a free IRA guide or schedule a call directly with their team:

Website: https://goldencrestmetals.com
Location: 23901 Calabasas Rd Suite 2002, Calabasas, California 91302

⭐ GoldenCrest Metals Global Rating

Review Summary:

GoldenCrest Metals is a rising star in the Gold IRA space. With honest pricing, solid customer service, and no gimmicks, they’ve carved out a reputation for being one of the most trustworthy new firms in the industry. While they may not have the name recognition of older companies (yet), GoldenCrest’s fundamentals are strong—and retirement savers seem to notice.

Whether you're rolling over an old 401(k) or simply want to protect part of your nest egg with physical gold and silver, GoldenCrest Metals is worth a serious look.

Want to see how GoldenCrest stacks up? Click here to request their free Gold IRA Guide