Gold IRA
Silver
Gold
Platinum
Palladium
Bitcoin
Ethereum
Gold Calculators
Questions? Call (626) 605-3152GoldSilver Review (2026): Prices, Vault Storage Fees and Gold IRA
Disclosure: We are reader-supported. If you purchase from a link on our site, we may earn a commission. Learn more
Last Updated on: 13th November 2026, 07:50 pm
GoldSilver (www.goldsilver.com) was founded in 2005 by Mike Maloney and now lists its office in New York City. The company sells gold and silver bullion for delivery, vault storage or a Precious Metals IRA.
| Company | GoldSilver (GoldSilver LLC) |
| Founded | 2005 by Mike Maloney |
| Office | 485 Lexington Avenue, Suite 304, New York, NY |
| Products | Gold and silver coins and bars, InstaVault fractional metal |
| Pricing | Posted online for every product |
| Gold IRA | Equity Trust custodian; no GoldSilver setup fee; $125/yr custodian fee |
| Vault storage | 0.06% per month ($4 minimum) in 5 locations |
| Storage locations | Salt Lake City, Dallas, Toronto, Hong Kong, Singapore |
| Ratings | Trustpilot 4.6/5 (1,510 reviews); BBB C+, not accredited |
GoldSilver combines posted bullion prices, low gold and silver bar premiums and a simple vault program with five locations, including offshore options in Hong Kong and Singapore. Its Trustpilot score of 4.6 comes from more than 1,500 reviews, and founder Mike Maloney is one of the best-known educators in the metals space.
Points to weigh: Equity Trust is now the only IRA custodian named, BBB rates the company C+ for failing to respond to a complaint, and a few reviewers report slow fixes on account issues and low buyback quotes. Read the sell-back terms before you buy.
Score breakdown (dealer method): pricing and product focus 4.5, customer reputation 4.6, transparency, leadership and marketing 4.0, fees, minimums and account options 4.0, longevity and track record 4.0. Last verified November 2026. See how we rate gold IRA companies.
Company Info and Background
The company offers an excellent selection of the most popular gold and silver bullion products that can be held in a Precious Metals IRA, and it posts a live price on every product on its website.
Likewise, GoldSilver offers a seamless process for clientele to establish a precious metals IRA. Its IRA custodian is the renowned Equity Trust Company, and the company does not charge a setup fee for the account.
The company has a laser-beam focus on keeping clients informed about precious metals investment. Its website provides a comprehensive “Learn” section with price charts and articles, in addition to the “News” section and the Hidden Secrets of Money video series.
GoldSilver Management Team
Founder – Mike Maloney
Mike Maloney founded GoldSilver in 2005, starting the business in a spare bedroom of his home. Maloney is a respected gold expert, and the author of the best-selling book, Guide to Investing in Gold & Silver. He is also the presenter of the popular web series, Hidden Secrets of Money, and works on the project with longtime research assistant Alan Hibbard.
Third-Party Ratings at a Glance (2026)
Below we offer a selection of reviews, ratings, and complaints pertaining to GoldSilver from trusted consumer reporting and rating agency sites. Simply click on the links provided to study the reviews in greater detail. BBB shows no customer reviews, so it is excluded from our reputation average (the minimum is 10 reviews).
| Platform | Rating | Details |
|---|---|---|
| Trustpilot | ⭐ 4.6 / 5 | 1,510 reviews, rated Excellent; 174 in the last 12 months. Praise for staff and the online platform; complaints about slow account fixes and low buyback quotes |
| BBB | ⭐ C+ (not accredited) | Rating reflects a failure to respond to 1 complaint; 0 customer reviews; 1 complaint in the last 3 years |
👍 Pros of GoldSilver
- Posted prices on every product
- Gold bars at about 2% to 2.5% over spot and silver bars near 1% in our November 2026 check
- Simple vault storage at 0.06% per month with no minimum
- Five vault locations, including Hong Kong and Singapore
- No GoldSilver IRA setup fee
- Founder Mike Maloney is public and well known for education
👎 Cons of GoldSilver
- Equity Trust is the only IRA custodian named, and we rate Equity Institutional 3.3
- BBB C+ for failing to respond to a complaint
- Silver Eagles cost about 10% over spot
- “As low as” prices are the lowest tier, so small orders can cost more
- Some reviewers report low buyback quotes and slow account fixes
- Gold and silver only, no platinum or palladium
GoldSilver Custodian and Storage
At GoldSilver, the IRA custodian is Equity Trust Company (see our Equity Institutional review). According to the GoldSilver help center, Equity Trust charges a $125 annual maintenance fee, and GoldSilver does not charge an IRA setup fee. Earlier versions of this review listed Strata Trust, New Direction IRA and GoldStar Trust as additional options; the GoldSilver website now names only Equity Trust.
Secure vault storage is provided in institutional-grade facilities operated by Brinks, Loomis and Malca-Amit, insured by Lloyd's of London. All holdings are allocated and fully insured. Clients can choose from the following storage locations for the precious metals: Salt Lake City, Utah (Brinks), Dallas, Texas (IDS), Toronto, Ontario, Hong Kong, or Singapore. Hong Kong and Singapore give investors an offshore storage option in a separate legal jurisdiction.
| Storage detail | GoldSilver vault program |
|---|---|
| Storage fee | 0.06% of asset value per month ($4 minimum) |
| Example | $6 per month for every $10,000 stored |
| Locations | Salt Lake City, Dallas, Toronto, Hong Kong, Singapore |
| Vault operators | Brinks, Loomis, Malca-Amit |
| Insurance | Lloyd's of London, full replacement value |
| Minimum | No minimum storage requirement |
GoldSilver Products
GoldSilver has an excellent selection of gold and silver coins and bars. For gold products, some of the popular IRA-eligible coins include the American Gold Buffalo, American Gold Eagle, Australian Gold Kangaroo, and Canadian Gold Maple Leaf. Options for silver products include the Austrian Silver Philharmonic, American Silver Eagle, and Canadian Silver Maple Leaf. Additionally, there are also gold and silver bars of varying weights, from 1 oz up to 1 kilo for gold and 100 oz for silver, plus InstaVault fractional gold and silver held in the vault.
For IRA purchases, stick to coins and bars that meet the IRS purity rules for investments in collectibles. Standard bullion like this gives you the most metal for your money; proof and collector coins look nicer but carry much higher premiums. View more GoldSilver products here.
GoldSilver Pricing
GoldSilver lists an “as low as” price on every product. The table below shows those prices on November 11, 2026, against spot gold at $4,062.50 and spot silver at $53.03 (today's prices are on our live silver price page).
| Product | As low as | Over spot |
|---|---|---|
| 1 oz gold bar | $4,144.75 | 2.0% |
| 1 oz Gold Maple Leaf | $4,187.62 | 3.1% |
| 1 oz Gold Eagle | $4,201.11 | 3.4% |
| 1 oz Gold Buffalo | $4,224.39 | 4.0% |
| 10 oz gold bar | $41,626.60 | 2.5% |
| 1 oz Silver Maple Leaf | $54.37 | 2.5% |
| 1 oz Silver Eagle | $58.56 | 10.4% |
| 100 oz silver bar | $5,366.06 | 1.2% |
“As low as” prices are the lowest tier, so smaller orders or card payments can cost more. Ask for the final price before you pay.
GoldSilver Precious Metals IRA Info
| IRA detail | GoldSilver |
|---|---|
| Annual cost | $125 Equity Trust maintenance fee plus vault storage |
| Scaled or flat fees | Flat custodian fee; storage scales with value |
| Partnered storage vaults | Brinks (Salt Lake City), IDS (Dallas), plus Toronto, Hong Kong and Singapore |
| Partnered custodian | Equity Trust Company |
| IRA setup fee | None charged by GoldSilver |
| Metals available | Gold and silver |
| Years in business | 21 years (2005) |
GoldSilver Contact Information
- Address: 485 Lexington Avenue, Suite 304, New York, NY 10017, United States
- Phone: (888) 491-7087 (USA and Canada); (310) 566-6655 (international)
- Email: support@goldsilver.com
- Website: www.goldsilver.com
Review All IRA Options Before Investing
It is essential to carefully consider the different precious metals companies available, prior to making any purchases as part of your IRA investment strategy. In addition to its overall reputation, be mindful of a company's bullion prices, policies, practices, and most importantly, storage fees for precious metals. Do your own due diligence and speak to your financial advisor before investing.
See how the leading gold IRA companies compare in 2026, with fees, minimums, custodians and ratings side by side.
GoldSilver FAQ
Is GoldSilver legit?
Yes. GoldSilver has operated since 2005, holds a 4.6 Trustpilot score from more than 1,500 reviews and posts its prices online. BBB rates it C+ and it is not BBB accredited.
Who owns GoldSilver?
GoldSilver was founded in 2005 by Mike Maloney, author of Guide to Investing in Gold and Silver and presenter of Hidden Secrets of Money.
Does GoldSilver offer a gold IRA?
Yes. GoldSilver uses Equity Trust as its IRA custodian. GoldSilver charges no setup fee, Equity Trust charges a $125 annual maintenance fee, and vault storage is billed separately.
How much does GoldSilver vault storage cost?
Storage is 0.06% of asset value per month with a $4 monthly minimum, about $6 a month for every $10,000 stored, with no minimum holding.
Where does GoldSilver store metals?
In vaults in Salt Lake City (Brinks), Dallas (IDS), Toronto, Hong Kong and Singapore, insured by Lloyd's of London.
What premiums does GoldSilver charge?
In our November 11, 2026 check, gold bars were about 2% to 2.5% over spot, 1 oz gold coins about 3% to 4%, silver bars about 1% and Silver Eagles about 10%, at the lowest “as low as” price tier.
Can I sell metal back to GoldSilver?
Yes. GoldSilver buys back metal through its account platform and its Sell to Us page. Some reviewers say buyback quotes were well below spot, so compare quotes before selling.
What is GoldSilver InstaVault?
InstaVault lets you buy fractional amounts of gold or silver that are held in a GoldSilver vault, so you can start with small dollar amounts.
Contact Us if You Own or Represent GoldSilver
If you work for GoldSilver and see anything in this review that is inaccurate or out of date, please get in touch. I update company reviews regularly and will correct anything that can be verified.
Gold: $3,877.27
Silver: $48.95
Platinum: $1,487.93
Palladium: $1,003.15
Bitcoin: $68,934.02
Ethereum: $1,940.94