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Last Updated on: 13th June 2025, 02:37 am
- Phone : 888-998-COIN
- URL :
- Global Rating
- Very Good
User Rating
- 0 No reviews yet!
Coin IRA provides a completely transparent process with no maintenance or setup fees. They pride themselves in listening to their customers and knowing what people want. Coin IRA has recently launched a proprietary trading platform to trade cryptos 24/7. They also cater for Custody Accounts, similar to a Coinbase account, that you can fund from your checking or savings account. Coin IRA has industry leading standards of safety, with institutional-grade, segregated, multi-asset cold storage. Most storage options are free.
Pros:
- Coin IRA management brings extensive industry-leading experience.
- They feature an education first, low-pressure approach to investing for their clients.
- Coin IRA offers a selection of cryptocurrencies including Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic, Litecoin.
- No maintenance or setup fees.
- Live customer support.
Cons:
- Smaller selection of cryptocurrencies compared to some of its competitors.
Table of Contents
- Company Information & Background
- Coin IRA Reviews, Ratings and Complaints
- Coin IRA Management
- Coin IRA Sign Up Process
- Coin IRA Storage and Security
- Coin IRA Products
- Coin IRA Customer Service
- Coin IRA Fees
- Free Cryptocurrency Investing Guide
- Coin IRA Blog
- Coin IRA Resources
- Coin IRA Contact Information
- Key Pages from the Coin IRA Website
- Review All Coin IRA Options Before Investing
- Do You Own/Represent Coin IRA?
Company Information & Background
Founded in April of 2017, Coin IRA has been helping investors for over 8 years and remains one of the top cryptocurrency IRA providers in 2025. The company continues to evolve with the market and now offers a broader selection of digital assets, advanced trading tools, and educational resources for retirement investors. The company offers investors the capability of acquiring cryptocurrencies for their retirement accounts. The company was among the first in the U.S. to provide investors with the option to invest their retirement assets in numerous cryptocurrencies as an additional method of diversifying their portfolios. Coin IRA has been featured in top-tier publications such as Forbes, Investopedia, and TheStreet, and was recently highlighted by Benzinga in 2024 as one of the best crypto IRA platforms for security-conscious investors. These also include:
- Investopedia
- Forbes
- WealthManagement.com
- TheStreet
More recently, Coin IRA launched its proprietary self-trading cryptocurrency platform. The platform allows investors to:
- Set up an account in 5 minutes
- Decide how they want to fund the account
- Place trades 7 days a week, 24 hours a day, for 365 day a year
The company prides itself on listening to its customers, understanding what people want, and delivering complete transparency. Coin IRA also has some of the lowest fees in the industry, is an easily accessible platform, and provides the highest level of security possible for your assets.
Coin IRA works with Equity Trust Company one of the top self-directed IRA custodians. Equity Trust is an IRS-approved custodian with over 45 years of experience and $34 billion in assets under custody. Together the two companies offer the ultimate service in experience and trust.
Coin IRA is able to work with existing IRA and 401(k) account holders as well as with clients who do not yet have established retirement accounts. They assist novices and experts with the world of Bitcoin and cryptocurrencies. A key focus of the company is on helping individual investors to personalize their security features for the new assets and their accounts so that their cryptocurrency is optimally safeguarded.
Coin IRA Reviews, Ratings and Complaints
Coin IRA is rated A+ by the Better Business Bureau and has a high number of positive reviews. Below we provide a range of consumer ratings and complaints about Coin IRA. You can study these reports compiled by the most trusted and dependable consumer ratings agencies and reporting sites. By clicking on the links given, you will be able to investigate the reviews along with any customer complaints in depth.
- BBB Rating: A+ Accredited Business (Details)
- BBB Complaints: 1 complaint closed in the last 3 years (Details)
- Trustpilot: ⭐️⭐️⭐️ (3.7 Star Rating based on 1 Customer Review)
- Facebook: 390 “Likes” (Details)
- Google Business: ⭐️⭐️⭐️⭐️⭐️ (5 Star Rating based on 16 Customer Reviews)
Coin IRA Management
Coin IRA management is led by the Ex Goldco CEO, Brenda Whitman.
CEO Brenda Whitman
Brenda Whitman has been the Chief Executive Officer of Coin IRA since January 2021. She's also a co-owner of the company, and joined as COO at the company's birth. Previously, she was Goldco’s CEO for almost six years. During her tenure at Goldco, Whitman wore a variety of hats at the company, beginning with Director of IRA Services in 2015.
Whitman came to Coin IRA with over 10 years of experience working at Capital Gold Group. She worked in such varied roles while there as Vice President, Director of IRA Services, and Senior Controller. Whitman was also responsible for running the company's National Affiliate Program while at Capital Gold Group. She gained valuable experience in helping other financial professionals to offer their customers the ability to have physical precious metals in their investment and retirement portfolios. As such, she showed financial professionals how to help their customers protect their savings, investments, and retirement holdings.
Coin IRA Sign Up Process
Coin IRA makes it as easy as possible for you to open your Crypto IRA account. The account setup process will take you less than five minutes. Coin IRA works with third-party custodian Equity Trust Company, based in Westlake, Ohio, to help get your new IRA account up and running as efficiently as possible.
Once your account has been activated, you can fund it directly or transfer funds over in a rollover process. From this point, Coin IRA can handle your live cryptocurrency trades on their exchange platform, and then transfer your assets over to the wallet you designate.
Clients have the option of setting up either a “Traditional” Crypto IRA or a “Roth” Crypto IRA.
- Traditional IRA: This account type is funded with pre-tax dollars that are not taxed until the funds are withdrawn
- Roth IRA: This account type is funded with post-tax dollars and distributions (withdrawals) are not taxable upon retirement
Note: As of 2025, the IRS IRA contribution limits are $7,000 for individuals under 50 and $8,000 for those age 50 or older. These limits apply to both Traditional and Roth IRA accounts. Always check the IRS website for the most current figures.
Coin IRA outlines other Crypto IRA rules imposed by the IRS to help keep its clientele informed about this investment vehicle.
Minimum Age of Distributions – Early distributions of pre-tax funds from a Traditional IRA that are made prior to the age of 59 ½ will face a tax penalty and must be claimed as income tax. Although with a Roth IRA, distributions are not required until the death of the account owner, these retirement accounts are subject to stringent regulations regarding qualified distributions, taxation, and penalties.
Required Minimum Distributions (RMDs) – On December 20, 2019, the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act) came into effect. Under the SECURE Act, the IRS made significant changes to the rules pertaining to Required Minimum Distributions (RMDs). Following updates to the SECURE Act 2.0, as of 2025, the Required Minimum Distribution (RMD) age has increased to 73. If you turn 73 in 2025 or later, you must begin taking RMDs from your Traditional IRA that year. Distributions from a Roth IRA are not required until after the death of the account holder.
On its website, Coin IRA outlines the benefits of opening a Crypto IRA as follows:
- Return on Investment – Bitcoin is a high-growth asset that has a very large potential ceiling for returns.
- Investment Hedge – Cryptocurrencies such as Bitcoin can hedge against volatility in the equities market and diversify one's holdings.
- Privacy and Security – Bitcoin, despite being on a blockchain, is an anonymous transaction system that cannot be traced to the owner of the token.
- Freedom From the Financial System – Investors can buy Bitcoin with peace of mind if they seek true independence from the U.S. traditional banking system.
- Tax Advantages – Cryptocurrencies are eligible for IRA inclusion, which allows you to accumulate returns while deferring capital gains taxes until retirement.
Coin IRA Storage and Security
Coin IRA states that security is their highest priority. They pledge to safeguard and protect your cryptocurrency transactions from theft or fraud regardless of how large or small your purchase may be.
- Transaction – This starts with the transaction. After your funds are available, Coin IRA has a special process for verifying all transactions – they utilize a recorded ID confirmation. Your live trade is then executed with you on the phone to approve all the trade particulars with one of the company’s adept traders. The company uses this process to eliminate anonymous Internet trade fraud.
- Wallet – The company offers IRA custody, non-IRA custody, and personal custody, thus determining the type of wallet. Both IRA custody and non-IRA custody accounts are stored by Coin IRA’s preferred custodian, Equity Trust Company. Equity Trust is one of the most renowned companies within the custodial services space, therefore clients can rest assured that their cryptocurrency is in secure hands. Clients may opt for a cold storage solution, which is offered by Genesis Custody.
- Keys – The company also works with keys to protect your digital assets; a public key for receiving cryptocurrency and a private key for sending cryptocurrency. Essentially, a key is a series of letters and numbers completely unique at a specific wallet. Keys are generated to ensure the security of a wallet. Hard wallets utilize backups that are self-encrypted, and paper backups (or “seeds”) that they establish when you initially set them up. Coin IRA stipulates that the custodian controls the keys for a Crypto IRA or non-IRA custody wallet. Regarding a personal custody wallet, the individual has control of the private key. By storing your seeds in a different location, you ensure that only you have access to your cryptocurrency.
Coin IRA meets or exceeds 2025 cryptocurrency security standards, offering:
- Fully insured cold storage through partners like Genesis Custody
- Biometric authentication and multi-signature wallets
- Regular third-party audits for compliance with Level III Cryptocurrency Security Standards (CCSS)
- SOC 2 Type II compliance on backend systems
Coin IRA Products
Coin IRA offers clients an array of IRS-approved cryptocurrencies:
As of 2025, Coin IRA offers an expanded list of supported crypto assets, including:
- Bitcoin (BTC),
- Ethereum (ETH),
- Solana (SOL),
- Chainlink (LINK),
- Litecoin (LTC),
- Stellar (XLM),
- Polygon (MATIC),
- Avalanche (AVAX), and select stablecoins like USDC and DAI. Coin IRA periodically reviews and updates its crypto list based on IRS guidance and market demand.
You can trade and invest in cryptos from both a cash account and an IRA account under one login. Unlimited purchases are possible on Bitcoin, Ethereum, XRP, and Litecoin with the cash account. The minimum opening account size is $5,000 for both IRA and cash accounts, after that you can add any amount you consider.
Coin IRA Customer Service
Coin IRA offers expert assistance Monday to Friday, from 7 am to 7 pm. You will be attended by a real person, as should be the norm and not the exception. You can contact Coin IRA via the following:
- Email customersupport@coinira.com
- Tel: (866) 924-5421
- Live web chat
- Website “Contact Us” Page
We tested the customer service via the online chat feature. The response was timely, courteous, and knowledgeable, which means Coin IRA gets top marks for this aspect.
Coin IRA Fees
Coin IRA continues to maintain one of the most competitive fee structures in the industry as of 2025:
- No annual account maintenance fees
- $0 setup fees
- 1.25% buy fee, 1% sell fee — unchanged from previous years Note: Always confirm fees on their official website as they may vary based on account type or transaction volume.
Free Cryptocurrency Investing Guide
For novice investors, investing in cryptocurrency can be a daunting process. However, fear not, because Coin IRA offers an ultimate guide to cryptocurrency investment. Some of the topics the aforesaid guide covers includes:
- The tax benefits of a Crypto IRA.
- How to rollover an existing retirement account into a Crypto IRA.
- Discussing the advantages of investing in digital assets to hedge against inflation.
You can request your free Crypto IRA guide by simply filling out the online form, then it will be mailed within a few business days. Additionally, once completing the form, a representative from Coin IRA will contact you directly to discuss your investment objectives.
Coin IRA Blog
Coin IRA appears to be dedicated to keeping the public informed about cryptocurrency investment, and the benefits of having a Crypto IRA. Coin IRA's blog is now more active than ever, with monthly updates on market trends, IRS rule changes, and crypto investing tips. Topics in 2025 include “Bitcoin vs. Gold in Retirement Portfolios” and “How to Protect Your IRA from Inflation with Digital Assets. The blog covers topics that include an explanation of blockchain, the growing acceptance of Bitcoin at retail locations, and the tax benefits of a Crypto IRA.
Coin IRA Resources
Coin IRA is very dedicated to educating its clients about all things cryptocurrency. The website offers a very comprehensive “Resources” section. Subsections within include a detailed glossary of terms pertaining to cryptocurrency. This proves indispensable for novice investors who are first learning about the world of crypto.
In addition, the Coin IRA website includes real-time pricing charts for Bitcoin, Ethereum, and Litecoin. The company also outlines potential factors that can affect the price of cryptocurrency which they list as supply, demand, government regulation, widespread acceptance/adoption, and news.
Coin IRA Contact Information
- Address: CoinIRA, 21215 Burbank Blvd #600, Woodland Hills, CA 91367-7091
- Phone: 888-998-COIN
- Email: info@coinira.com
- Opening Hours: Monday-Friday from 8 am-5 pm PST
- Website: www.coinira.com
Key Pages from the Coin IRA Website
Below we list the most important pages from Coin IRA’s official website. By reading this information you will be able to learn more about the company and what it has to offer you.
The website is very user-friendly, providing customers with a wealth of information including a Cryptocurrency IRA Frequently Asked Questions section. The Home page directs you to the free crypto investment guide, in addition to the myriad of reasons why you should choose a Crypto IRA. Moreover, it also links to the company’s Resources section and blog articles, providing customers with additional information so they can make very informed investment decisions about digital assets.
For convenience, the Coin IRA website also offers an online LiveChat service which is certainly an added bonus.
To speak with a Coin IRA, potential clients can utilize the LiveChat service, email the company at info@coinira.com, or phone 888-998-COIN depending on personal preference.
Review All Coin IRA Options Before Investing
As with any investment vehicle, it is essential to do one’s due diligence by reviewing and researching the reputable existing options prior to investing your hard-earned money. It must be noted that cryptocurrencies such as Bitcoin or other digital assets are incredibly volatile investments, but can prove to be a very advantageous IRA investment strategy. You should feel confident in the firm with which you are entrusting your IRA accounts and holdings. Purchasing cryptocurrency for your retirement account is an important decision.
Interested in protecting your retirement savings from inflation, volatility, or a weakening dollar? Explore your options by comparing top-rated Crypto companies. Start with Coin IRA’s free investment guide — a trusted choice for thousands of retirement investors in 2025
Do You Own/Represent Coin IRA?
If you are a representative of Coin IRA and would like to get in touch with our reviewers in order to speak about the ratings, then use this contact form.
- Phone : 888-998-COIN
- URL :
- Global Rating
- Very Good
User Rating
- 0 No reviews yet!
Coin IRA provides a completely transparent process with no maintenance or setup fees. They pride themselves in listening to their customers and knowing what people want. Coin IRA has recently launched a proprietary trading platform to trade cryptos 24/7. They also cater for Custody Accounts, similar to a Coinbase account, that you can fund from your checking or savings account. Coin IRA has industry leading standards of safety, with institutional-grade, segregated, multi-asset cold storage. Most storage options are free.
Gold: $3,385.33
Silver: $36.38
Platinum: $1,238.49
Palladium: $1,030.56
Bitcoin: $107,152.19
Ethereum: $2,579.91