Regal Assets Review: The Best Gold IRA Company of 2022?

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Regal Assets
Regal Assets - by, April 1, 2011
4/ 5stars
on
Regal Assets
  • Editor Rating
  • Very Good
Review Summary :

Regal Assets has been providing industry-leading precious metals investments to retirement planners since 2009. Find out if its the right provider for you.

Get Info Kit Now

Pros:

  • 1,600+ five-star reviews on BirdEye
  • Clear mission: they sell bullion only (easy to liquidate)
  • 10+ year old brand
  • Forbes Finance Council member
  • All assets under the same hat (Regal IRA™)
  • Low minimum ($5,000-10,000)
  • No additional fees when selling back

Cons:

  • Non-transparent about the management team
  • Not rated by the BBB
Quick Facts about Regal Assets
Year Founded:2009
Company Headquarters:Los Angeles, California
Annual Fees:Up to $190
Supports 401(k)?:No
Supports Roth IRA?:No
Crypto Offered?:Yes
Assets Offered:Gold, Silver, platinum, palladium
Offers Other Assets?:Yes
Custodian:New Direction IRA
Current Promotion:N/A
Supports Home Storage?:No
International Storage?:Yes
Segregated Storage?:Yes
Preferred Storage Location:Utah
Preferred Storage Vault:Brinks
Reviewed By:Jack Choros
Have you purchased products from Regal Assets? Leave a review!
Had a pleasant experience
Had a pleasant experience rolling over my old 401k with Regal Assets. I dealt with someone named Colin Plume and he answered all my questions in the most professional and knowledgeable way. Never tried to push me into numismatic coins or collectibles that generate higher profits for them, like some other companies I tried before. Overall I’m happy with my Gold IRA with Regal Assets… now I just wish the price of gold would go a bit higher! 🙂
February 2, 2017, 10:38 pm
I’m very impressed with the speed and efficiency
I bought gold and silver twice with Regal Assets and I have to say I’m very impressed with the speed and efficiency of the entire process. Also they have been very transparent with me since the get go, unlike some other companies that had slightly lower premiums but were trying to hide their scaling fees that grow every year based on the growth of your account. Last thing I want is to be paying thousands of dollars per year just for storage and admin fees because my account got larger! I like how Regal Assets has been very upfront with me about their fees and they also offered many storage options. I would recommend this firm to all my friends and family without reservation.
January 20, 2017, 10:59 pm

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Based in Burbank, California, Regal Assets has long been considered one of the market's top gold and silver IRA vendors. Since its founding in 2009, Regal Assets has done an excellent job of living up to this reputation. In 2010, the company landed a rare “A+” rating with the Better Business Bureau, an achievement they've maintained ever since. 

Founded by entrepreneur Tyler Gallagher, Regal Assets is an easy choice for investors who want a simplified and safe solution for investing in gold and precious metals within an IRA. Unlike many of their competitors' offerings, the Regal IRA is a straightforward investment product that comes with end-to-end customer support from Regal Assets agents. 

It's hard to go wrong with a Regal IRA. Because they don't offer IRA-ineligible products like collectors coins or novelty products, you won't accidentally end up owing taxes due to your gold or silver holdings. Therefore, you can invest with confidence with Regal Assets. 

But don't take our word for it. Below, we've detailed everything there is to know about this gold IRA company (both the good and the not-so-great), and included all the publicly available customer reviews, so you can decide for yourself whether Regal Assets is right for you. 

Ratings and Complaints

  • BCA Rating: AAA (Details)
  • BCA Complaints: 1 (Resolved)
  • BBB Rating: B-
  • BBB Complaints: 4 (Resolved)
  • Complaint Board: 1 (Resolved)
  • Birdeye: ⭐⭐⭐⭐⭐ (4.9/5) based on 1,724 reviews
  • TrustLink: ⭐⭐⭐⭐⭐ (4.9/5) based on 1,088 reviews
  • TrustPilot: ⭐⭐⭐⭐ (3.8/5) based on 5 reviews
  • Facebook: 97,494 ‘Likes'

Overall, Regal Assets boasts a very impressive resume when it comes to user reviews. For a company that has been around for as long as it has, to have only received 6 complaints across the BCA, BBB, and Complaint Board is an incredible achievement. Not to mention that each complaint has been amicably resolved via a full or partial refund—not bad if you ask us. 

Personally, we don't put too much stock in their Facebook ‘like' count, since these numbers are often manipulated for marketing purposes. However, their Facebook user-generated comments appear to be fully authentic and, on the whole, very positive. The same is true of most comments left on their TrustLink and TrustPilot accounts. 

Source: Birdeye

As seen above, the Regal Assets reviews compiled on Birdeye (an aggregator of user-generated reviews originally posted on various websites) are largely positive and seemingly legit. Typically, the tell-tale sign of fake or paid-for reviews is when all reviews are posted at the same time (within a day or each other), but the fact that these reviews are spaced out over weeks and months leads us to believe that these are mostly legitimate positive reviews. 

It appears that customers are largely satisfied with the service they get from Regal Assets. However, we recommend contacting their customer support team directly if you have any questions or concerns about their customer satisfaction record.  

About Regal Assets' Management Team

Tyler Gallagher, CEO and Founder

Headshot of Tyler Gallagher, company CEO

According to his personal LinkedIn profile, Tyler Gallagher founded Regal Assets in January 2009. He has since remained at the helm of the alternative assets firm in the position of Chief Executive Officer. Under his tenure as CEO, Mr. Gallagher has grown the company into an Inc. 500 enterprise with offices in Beverly Hills, Toronto, London, and Dubai. 

As a bootstrapped entrepreneur, Mr. Gallagher's road to founding Regal Assets was neither smooth nor straightforward. In numerous interviews, Tyler Gallagher has stated that he arrived in Los Angeles nearly penniless, often resorting to sleeping in his car when he didn't have a residence of his own. It was through tireless work and dedication that he was able to see success with Regal Assets—without insider ties or connections.

Today, Tyler is a recognized leader on the subject of alternative assets and precious metals. His commentary and opinions have been shared on several international media outlets, including the television network RT, Arianna Huffington's Thrive Global, and Forbes. 

On LinkedIn, Regal Assets listed 55 employees. By this count, Regal is no small operation and is, in fact, larger in size than many of its competitors, including Augusta Precious Metals and rival Goldco. Nonetheless, Regal Assets unfortunately does not publicly list any of their other management team members.

Regal Assets Prices and Fees

Like most gold IRA companies, Regal Assets doesn't list its fees and pricing structure on its website. For pricing data, you have to call their customer hotline and speak to an agent. If you want the most accurate and up-to-date info on Regal Assets fees, you can give them a call at 1-877-962-1133 or register for a free startup kit

As of Q1 2022, Regal Assets' pricing structure is as follows:

  • $100 annual administration fee (waived for first year)
  • $150 annual segregated storage fee (waived for first year)
  • $10,000 minimum purchase amount
  • $0 initial setup fee
  • $0 storage and maintenance fees (non-IRA accounts)

In essence, Regal Assets charges a flat annual fee that hovers around the market standard. They charge the same annual fees as Advantage Gold, for example, only that Regal waives the first year's fees (your first billing is 12 months after you open your account) and doesn't charge a $50 setup fee. 

Noble Gold, for instance, charges a slightly lower annual flat fee ($230), but also tacks on annual insurance premiums that often elevate the customer's total charge above $250. Therefore, we think you get the best possible dollar-for-value return with Regal Assets. 

Regal Assets ServiceAssociated Fee
One-time IRA setup$0
Annual administration$100 per year
Annual segregated metal storage$150 per year
Non-IRA storage and maintenance$0
Rollover/transfer fees$0
Precious metal buybackNo fees

Regal Assets' Most Popular Products

Gold

Regal Assets offers a fairly extensive catalog of gold coins and bullion bars to their customers. At the time of writing, Regal has 16 gold IRA investment products available for purchase on their website. These include a range of nine gold bullion bars that vary in weight from a single gram to one kilogram, as well as the following coins:

  • Gold Austrian Philharmonic
  • Gold Chinese Panda
  • Gold South African Krugerrand
  • Gold Britannia
  • Gold American Eagle
  • Gold American Buffalo
  • Gold Canadian Maple Leaf 

Screenshot from company website

Source: Regal Assets

Above is an example of one of Regal Assets' core gold offerings, the Austrian Philharmonic. This 24-karat gold coin has a fineness of 99.99% and features unique marks and inscriptions that pay homage to the coin's native Austria. First introduced in 1989, the Austrian Philharmonic has since become a staple in many gold coin collectors' and numismatics' portfolios.  

Since the gold spot price fluctuates hour by hour, Regal Assets doesn't list the prices of the individual gold coins or bars they have on offer. The rate they charge for their precious metal products will depend on the market conditions on the day you place your order. 

Silver

When it comes to silver coinage and bullion, Regal Assets is less endowed, offering just eight silver investment products, of which only two are silver bullion. Regal Assets offers silver bullion bars in 10-ounce and 100-ounce denominations, in addition to the following six coins:

  • Silver Australian Kookaburra
  • Silver Australian Koala
  • Silver American Eagle
  • Silver Canadian Maple Leaf
  • Silver Austrian Philharmonic
  • Silver Britannia

In this respect, Regal Assets' silver coin lineup closely resembles its gold offerings. However, they are notably short on bullion products. Nonetheless, those interested in investing in silver bullion with Regal Assets can do so, albeit in relatively large weight denominations (10 oz. and 100 oz.). 

Screenshot of Regal Assets silver coin offerings

Source: Regal Assets

The Silver Canadian Maple Leaf is one of Regal's best-selling investment products, especially among coin enthusiasts. This coin has been issued by the Royal Canadian Mint in Ottawa for over a century (beginning in 1908) and has gone on to become a paragon of fine silver coinage. 

Platinum 

Regal Assets' platinum-group metal offerings are significantly more scant than their gold and silver products, but this is to be expected for what is predominantly a gold IRA company. Regal Assets offers the following three platinum coins:

  • Platinum American Eagle
  • Platinum Canadian Maple Leaf
  • Platinum Australian Koala

Screenshot of platinum coin

Source: Regal Assets

The most popular platinum coin offered by Regal Assets is the Platinum American Eagle, which has been a U.S. minted coin for a quarter of a century. First issued in 1997, the Platinum American Eagle is made from the world's scarcest precious metal at a remarkable 99.95% fineness, and features the famed Statue of Liberty on its obverse.

In our estimation, the Platinum American Eagle is a great diversifier if you're looking for a precious metals investment that isn't a gold or silver IRA product. These platinum coins can provide a useful hedge in case the two primary metals markets decline. For more information, check out our guide to IRA-approved platinum investment products.

Palladium

In a market where IRA-approved palladium is hard to come by, Regal Asset's palladium lineup is an excellent resource for this precious metal. Although they only offer three palladium investment products, Regal's modest palladium offerings provide vital exposure to this asset if you're interested in adding it to your IRA.

At present, Regal's palladium bullion and coins include the following items:

  • Palladium Bar (10 oz.)
  • Palladium Bar (1 oz.)
  • Palladium Canadian Maple Leaf
Screenshot of palladium bars

Source: Regal Assets

Regal's palladium bullion comes in two weight denominations and is rated 0.9995 purity. Their sole coin offering is a silver-white $50 Canadian Maple Leaf featuring the image of Queen Elizabeth II on the obverse side. The coin weighs one troy ounce and has been issued by the Royal Canadian Mint since 2005. 

As a precious metal, palladium is a relatively safe store of wealth that offers numerous benefits to the typical IRA investor. If you're truly interested in diversifying with precious metals, I suggest looking into adding one of Regal's three palladium products to your retirement portfolio.

Cryptocurrencies (Bitcoin, Ethereum, etc.) 

In true pioneering fashion, Regal Assets was the first company in the gold IRA investing space to offer cryptocurrency investment options within the same account. At first, Regal's cryptocurrency lineup was limited to Bitcoin and Ethereum, but they have since expanded their crypto catalog to include 21 altcoins (plus Bitcoin), such as:

  • Cardano (ADA)
  • ChainLink (LINK)
  • Dogecoin (DOGE)
  • Litecoin (LTC)
  • Stellar (XLM)
  • Ripple (XRP)
  • Zcash (ZEC)

Of course, this is a non-exhaustive list of Regal Asset's cryptocurrency products. If you're interested in adding Bitcoin or altcoins to your IRA, check out the company's full list of crypto assets currently on offer. 

More About Regal Assets

Unlike some companies involved in the gold IRA space, Regal Assets is a growth company that has shown considerable development since its launch. For instance, Regal Assets was recently made a member of the exclusive Forbes Finance Council and has been nominated an Inc. 500 member in recent years. 

Regal Assets also has a longevity advantage. With well over a decade in business and minimal complaints to its name, Regal Assets has made a name for itself as one of the most reputable and trustworthy firms in the industry. This says a lot, given that the vast majority of companies in the precious metals investing sector fold within their first few years of operation. 

More than that, Regal Assets is a failsafe against IRA-ineligible products. Whereas other companies sell collectible coins and rare metals that are not eligible for IRA or 401(k) inclusion, Regal Assets strictly sells only IRA-approved products. Therefore, you won't accidentally find yourself in a situation in which you owe the IRS in taxes or penalties for inadvertently investing in products ineligible for your IRA

In short, Tyler Gallagher's Regal Assets is a great option for those who aren't too keen on investing in rare or collectible coins, but simply want to invest in pure precious metals. This company also stands out for its diversity of offerings, since it also includes cryptocurrencies, palladium, and platinum products. 

How to Invest in Precious Metal With Regal Assets

One of the key benefits of investing with Regal Assets is that they streamline the investment experience so that it's largely a no-touch process. After requesting a free kit, a Regal Assets customer representative will contact you via phone or email to discuss whether you feel ready to open a gold IRA. Once agreed, Regal Assets will walk you through the process from end to end. 

Any Regal Assets IRA is effectively a self-directed IRA in which you can invest any number of IRA-approved assets. However, Regal Assets representatives and custodians specifically work with you to invest in precious metals and cryptocurrencies. 

In compliance with IRS regulations, all client metals are stored in a secure third-party vault via a segregated storage process (i.e., each clients' metals are stored separately). IRA account holders cannot physically possess precious metals in their own households. Regal Assets' preferred custodian is New Direction IRA, and their vaulting partners include Brink's. Customers can choose to have their gold vaulted in the United States or offshore. 

Funding a gold IRA with Regal Assets can involve a direct bank transfer using new funds, or a rollover from an existing IRA, 401(k), or any other tax-advantaged retirement savings account. There are no fees associated with rolling over funds from an existing IRA, and Regal's representatives will help facilitate this process and source the requisite paperwork. 

Regal Assets: Fast Facts

We realize that we've covered quite a bit of information so far. To cut through the noise, let's take a look at the main facts about Regal Assets we've covered to this point:

  • Flat $250 yearly fee structure (first year waived)
  • Funds can be rolled over from existing IRA at no cost
  • Gold, silver, palladium, platinum, and cryptocurrencies available in same account
  • Partners with Brink's and New Direction IRA to vault metals in U.S. or offshore
  • Roth IRAs and Traditional IRAs available 
  • Metals can be distributed to clients' homes (rendered IRA-ineligible)
  • Free investment startup kits are available before getting started

Additionally, there are a few things that we don't like about Regal Assets. Despite being an industry leader, there's still room for improvement. For instance, we're not a fan of the opacity of their management team. To date, only Tyler Gallagher is publicly named as an executive member on Regal Assets' website. 

The same goes for Regal Assets' standing with the Better Business Bureau (BBB). While most of Regal's customer reviews have been positive, we would've trusted them with our money a lot earlier if they were officially registered and rated by the BBB. After all, totally trustworthy companies have no reason not to partner with the BBB—refraining from doing so is a (minor) red flag, in our books. 

Do We Recommend Regal Assets?

We strongly recommend Regal Assets' services for retirement investors looking to diversify their portfolios with precious metals or cryptocurrencies. Although no service is perfect for every investor, Regal Assets is pretty darn close. Given their low flat fees, reasonable minimum investment ($10,000), and diversity of products, they're a great choice for any investor.

Best of all, we like how you're safe from unexpected IRS penalties or fees when investing with Regal Assets. Since each of their products are IRS-approved, you can invest with confidence knowing that you won't get dinged with penalties come tax season. 

For those more interested in Regal's crypto IRA offerings, I recommend checking out our Regal Wallet review. Those interested in precious metals investing, however, should definitely add Regal to their list of companies to consider—in particular, those interested in investing in metals outside of simply gold and silver. This is especially true as global macroeconomic conditions point toward price rebounds in scarce metals such as platinum and palladium. 

Final Thoughts and Conclusions on Regal Assets

While we think that Regal Assets is an excellent precious metals IRA provider, you shouldn't blindly take our word for it. In addition to Regal, we recommend contacting two or three other companies and inquiring about their products and fees before making an investment decision. 

It should go without saying that you should speak to your financial advisor to determine whether this product is right for you, and also to determine what allocation of your wealth you should dedicate to precious metals. Always do your due diligence prior to investing your money. 

This includes noting the drawbacks and risks to precious metals investing. When you invest in precious metals, you're in effect purchasing insurance against global conflict, recessions, and the devaluation of the U.S. dollar and dollar-bound assets such as stocks, bonds, and real estate. However, metals do not pay dividends, generate income, or benefit from high liquidity. Make sure you're aware of the pros and cons of gold investing before getting started. 

If you do decide to invest with a gold IRA company that isn't Regal Assets, be sure that you take the time to educate yourself on the differences between IRA and non-IRA metals. Otherwise, you could find yourself on the hook for steep IRS-imposed fines come tax time. For example, whether your metal coins are proof, uncirculated, or bullion metals have enormous tax implications that cannot be overlooked. 

Regal Assets
Regal Assets - by, April 1, 2011
4/ 5stars
on
Regal Assets
  • Editor Rating
  • Very Good
Review Summary :

Regal Assets has been providing industry-leading precious metals investments to retirement planners since 2009. Find out if its the right provider for you.

Get Info Kit Now
Have you purchased products from Regal Assets? Leave a review!
Had a pleasant experience
Had a pleasant experience rolling over my old 401k with Regal Assets. I dealt with someone named Colin Plume and he answered all my questions in the most professional and knowledgeable way. Never tried to push me into numismatic coins or collectibles that generate higher profits for them, like some other companies I tried before. Overall I’m happy with my Gold IRA with Regal Assets… now I just wish the price of gold would go a bit higher! 🙂
February 2, 2017, 10:38 pm
I’m very impressed with the speed and efficiency
I bought gold and silver twice with Regal Assets and I have to say I’m very impressed with the speed and efficiency of the entire process. Also they have been very transparent with me since the get go, unlike some other companies that had slightly lower premiums but were trying to hide their scaling fees that grow every year based on the growth of your account. Last thing I want is to be paying thousands of dollars per year just for storage and admin fees because my account got larger! I like how Regal Assets has been very upfront with me about their fees and they also offered many storage options. I would recommend this firm to all my friends and family without reservation.
January 20, 2017, 10:59 pm

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