Tag annuities

Investing

Should An Investor Stay Away From A Variable Annuity? – 5 Experts Weigh In

A variable annuity is a tax-deferred insurance product, which permits money to be allocated into mutual funds referred to as “subaccounts”. Yet unlike a fixed annuity, variable annuities do not guarantee a return on the principal. In this article, 5…

Sarah Bauder
September 26, 2019

Investing

A Fixed Annuity Versus A CD (Certificate Of Deposit) – 6 Experts Weigh In

A fixed annuity is a tax-deferred contract with an insurance company. A Certificate of Deposit (CD) is issued by a bank and is insured by the Federal Deposit Insurance Company (FDIC). They are similar and both savings vehicles have advantages…

Sarah Bauder
September 25, 2019

Investing

What an investor should know about a QLAC – 4 Experts Weigh In

A Qualified Longevity Annuity Contract (or QLAC as it is known) is an investment vehicle that is funded by a qualified retirement plan such as an IRA. Like any, there are both advantages and drawbacks to QLACs. In this article,…

Sarah Bauder
September 13, 2019

Investing

IRA or Annuity: Which Is Better For Generating Safe Retirement Income? – 5 Experts Weigh In

Deciding what is the best strategy to provide income for retirement can be a difficult endeavor. An IRA is a retirement account that enables one to compound long-term savings for retirement. Conversely, an annuity is an insurance product, which pays…

Sarah Bauder
September 11, 2019

Investing

Important Things To Know About Deferred Annuities (DIA/longevity annuities)-5 Experts Weigh In

Deferred annuities (also referred to as DIAs or longevity annuities) are an insurance contract. When in a qualified plan such as a 401k or IRA, this type of annuity is known as a QLAC (qualified longevity annuity contract) with different…

Sarah Bauder
September 9, 2019

Investing

Are Variable Annuities A Good Investment For Retirement?-4 experts Weigh In

A variable annuity is an investment product, which is tax-deferred and allows for the allocation of money into mutual funds held in professionally managed “subaccounts”. Variable annuities do not guarantee a return on the principal. In this article, 4 financial…

Sarah Bauder
September 5, 2019

Investing

How Much Should Annuities Factor Into Retirement Planning?-5 Experts Weigh In

Because annuities provide a fixed income stream to an individual, they are a popular financial product for retirees, or those formulating a retirement plan. In this article, 6 financial experts chime in on how much annuities should factor into retirement…

Sarah Bauder
August 29, 2019