Category Investing

Investing

Should An Investor Stay Away From A Variable Annuity? – 5 Experts Weigh In

A variable annuity is a tax-deferred insurance product, which permits money to be allocated into mutual funds referred to as “subaccounts”. Yet unlike a fixed annuity, variable annuities do not guarantee a return on the principal. In this article, 5…

Sarah Bauder
September 26, 2019

Investing

A Fixed Annuity Versus A CD (Certificate Of Deposit) – 6 Experts Weigh In

A fixed annuity is a tax-deferred contract with an insurance company. A Certificate of Deposit (CD) is issued by a bank and is insured by the Federal Deposit Insurance Company (FDIC). They are similar and both savings vehicles have advantages…

Sarah Bauder
September 25, 2019

Investing

What an investor should know about a QLAC – 4 Experts Weigh In

A Qualified Longevity Annuity Contract (or QLAC as it is known) is an investment vehicle that is funded by a qualified retirement plan such as an IRA. Like any, there are both advantages and drawbacks to QLACs. In this article,…

Sarah Bauder
September 13, 2019

Investing

IRA or Annuity: Which Is Better For Generating Safe Retirement Income? – 5 Experts Weigh In

Deciding what is the best strategy to provide income for retirement can be a difficult endeavor. An IRA is a retirement account that enables one to compound long-term savings for retirement. Conversely, an annuity is an insurance product, which pays…

Sarah Bauder
September 11, 2019

Investing

Is A Roth IRA the Best Place to Hold Stocks? – 6 Experts Weigh In

A Roth IRA is a tax-advantaged individual retirement account wherein distributions are tax-free and contributions are made with after-tax dollars. Likewise, one can use the deposits to invest in stocks if one is so inclined. In this article, 6 financial…

Sarah Bauder
September 10, 2019

Investing

Important Things To Know About Deferred Annuities (DIA/longevity annuities)-5 Experts Weigh In

Deferred annuities (also referred to as DIAs or longevity annuities) are an insurance contract. When in a qualified plan such as a 401k or IRA, this type of annuity is known as a QLAC (qualified longevity annuity contract) with different…

Sarah Bauder
September 9, 2019

Investing

Things To Know About An Immediate Annuity (SPIA) – 6 Experts Weigh In

An immediate annuity, or single premium immediate annuity (SPIA) is an annuity contract whereby an investor pays a lump sum in exchange for a lifetime income stream in the form of monthly, quarterly, or yearly payments. In this article, 6…

Sarah Bauder
September 6, 2019

Investing

Are Variable Annuities A Good Investment For Retirement?-4 experts Weigh In

A variable annuity is an investment product, which is tax-deferred and allows for the allocation of money into mutual funds held in professionally managed “subaccounts”. Variable annuities do not guarantee a return on the principal. In this article, 4 financial…

Sarah Bauder
September 5, 2019

Investing

Fixed Annuities – 5 Experts Discuss The Pros and Cons

Akin to any investments, what works for some investors, may have drawbacks for other investors. Fixed annuities come with advantages, as well as disadvantages. In this article, 5 financial experts discuss the pros and cons of fixed annuities. Guaranteed Fixed…

Sarah Bauder
September 4, 2019

Investing

Important Things To Know About Index Annuities (FIA)-5 Experts Weigh In

An indexed annuity (or fixed indexed annuity, or FIA) is a class of annuities whose growth is based on the performance of a stock index. These annuities offer individuals the potential for higher gains with no risk of loss if…

Sarah Bauder
September 4, 2019

Investing

How Much Should Annuities Factor Into Retirement Planning?-5 Experts Weigh In

Because annuities provide a fixed income stream to an individual, they are a popular financial product for retirees, or those formulating a retirement plan. In this article, 6 financial experts chime in on how much annuities should factor into retirement…

Sarah Bauder
August 29, 2019

Investing

How To Protect Your 401k During Periods Of Market Volatility

The recent volatility in the bond market has many questioning whether this is signaling a pending recession. That said, what does this volatility mean for a 401k? In this article, 7 experts weigh in on how to protect your 401k…

Sarah Bauder
August 22, 2019

Investing, Silver

Silver Stocks Vs Silver Bullion: What Should You Invest In?

Akin to gold, silver has been used as a fiat currency for millennia. It is a key investment commodity that can be traded on coins, bars, futures contracts, exchange-traded products (ETP), amongst others. That said, silver investors often debate over…

Sarah Bauder
August 13, 2019
1 Comment

Investing

The Best Cannabis Stocks For Your IRA

It is still early days apropos of legalization, but cannabis is a multi-billion dollar industry. Within the US, 10 states and Washington DC have now legalized cannabis for adults over the age of 21 for recreational use. Moreover, an additional…

Sarah Bauder
May 21, 2019

Gold, Investing

The Key Differences Between Investment, Speculation and Wealth Protection/Preservation

There are three terms that are unfortunately often used interchangeably in the investing world. These are investment, speculation, and wealth preservation. While they have some basic elements in common, they are vastly different concepts in general and should not be…

David Crowder
April 19, 2019
1 Comment

Investing, IRA

401k Secrets: 12 Industry Insiders Share Things You Didn’t Know About Your 401k

It is that season again when IRA contributions are on many a mind. With the deadline looming on April 15, 2019, to make IRA contributions for 2018, time is of the essence. That said, there are probably some things you…

Sarah Bauder
April 12, 2019
1 Comment

alternative investments, Bitcoin, Investing, IRA, reviews

Considering Bitcoin for your IRA or 401k? Read this first…

What Exactly is Bitcoin? Bitcoin refers to the now world-famous digital, or crypto-currency, which was only created back in 2009. It was originally developed by (as of yet still unknown) Satoshi Nakamoto, a genius computer programmer who laid out the…

David Crowder
March 23, 2017

Gold, In the news, Investing

Banks Rigged Silver Markets and Monte Paschi Bank Woes Worsen with Italian Political Chaos

In a year of countless bank scandals that include LIBOR- and currency-rigging charges, the hits to the international banks’ sullied reputations just kept on coming this past week. Now Deutsche Bank records divulged to prosecutors have revealed that the troubled…

David Crowder
December 13, 2016

alternative investments, general, Investing

Great Opportunity To Invest In UK Shares At Bargain Prices Compared To US Dollar Peers

32 Year low In Sterling US dollar exchange rate Improving Economic Data Post Brexit Vote Bank of England Willingness To Take Action With US stock prices at record highs and little room for further price growth in…

Gino D'Alessio
October 22, 2016

Federal Reserve, general, Investing, self directed ira

Fed Makes Hawkish Statements Again: How to Take Advantage of Higher Interest Rates

The latest comments by Federal Reserve Chair Ms. Yellen have given the US dollar a boost and spooked the Bond market. Yellen made a speech at Harvard on Friday morning, and the market read her statements as being conclusive to…

Gino D'Alessio
May 30, 2016